Getting ready to buy Crypto
Step one is to make sure that you are using a secure email and preferably one just for your crypto and crypto banking. I am using Protonmail which is based in Switzerland. It is very secure compared to gmail, hotmail, etc. They do have a free plan. https://protonmail.com/
Step two is to decide how you want to pay for your crypto. When you purchase crypto through an exchange you will need to pay for it with either a bank transfer or a debit/credit card. Bank transfers are usually free but they can take a long time. Usually using a debit/credit card is about 3.5 to 4% but you will have immediate access to your crypto. (See Crypto.com below, free debit/credit card transactions for the first 30 days.) I suggest you get a checking or savings account that you will use only for crypto and banking. Having a checking account makes it easy to purchase your crypto starting out with a debit card. You can also use a credit card. You will need to check with your bank to make sure they don't have an issue with crypto. I started out with Ally bank which is online only but had issues right from the start. I found that my small local bank was much easier to work with and they did not have a problem with crypto. If you want to use an online only bank I understand that Chime bank is very crypto friendly. I don't know if Chime has debit or credit cards. Be aware of transaction fees! Each exchange will be different.
This is the time to start researching what you want to buy. I did a lot of research on YouTube and found several cryptocurrencies that I like. I wanted crypto that would make me money but I also wanted crypto that resonated with me. I am staying away from Bitcoin and going for less expensive crypto that has good potential. I currently have ChainLink (LINK), Cardano (ADA), VeChain (VET), Algorand (ALGO) and XRP (XRP). I am also interested in Harmony (ONE), Theta (THETA) and Holo (HOT). I have a small amount of Ethereum but be aware that if you use it to trade, transaction fees with ETH are VERY high.
YouTube channels to get you started:
Crypto Dad: Rex Kneisley - YouTube Easy tutorials on how to get set up.
CoinBureau: Coin Bureau - YouTube In depth info on various cryptocurrencies.
Step three is to get a crypto wallet. A wallet is a way to keep your crypto safe. There are a variety of wallets that can be used both online, on your computer or cell phone, and hardware wallets which are totally offline. I went with a desktop wallet called Exodus. I also have MyEtherWallet for crypto that is not compatible with Exodus. (You will need to check if your wallet is compatible with the crypto you are buying.) It is safer to keep your crypto keys in your wallet than to store them on an exchange which can be hacked. This means that you and only you have the password (keys) to your crypto. If you lose the keys you lose the crypto.
Step four is to sign up with an exchange.
Please remember that I am ONLY sharing my experiences and it is up to you to do your own research and use your knowingness!